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After 20 years of making payments, which could be as low as $0, the remaining debt balance would be "canceled" by the federal government, and borrowers would not need to pay any penalties or taxes for failing to pay back their full loan amount. lapierre frame nbsp;CLICK HERE TO READ MORE FROM TIM GRAHAMFrom establishing a functioning White House and redirecting executive agencies to carry out their visions, to dealing with menacing threats abroad, Biden and Harris face a number of obstacles. lapierre frame nbsp;  When I first reviewed the vaccine data to look at the effectiveness of the first dose, I felt like a lone wolf going on air suggesting that people hold off on second doses as long as we were severely supply constrained. lapierre frame I spent my time across New York City, where my kids are enrolled in school, upstate, so my kids could spend more time outside in the depths of the first wave, especially my son Christopher, who is autistic," Yang said in a statement at the time. lapierre frame